Help Center

Pro Subscription & Billing

EMOH Pro billing runs securely through Stripe. Manage, upgrade or cancel anytime from Settings → Subscription — cancellation takes effect at period end and your data always remains yours.

Get started free Try the web app
Free to startSyncs phone & laptopAES-256 encrypted
app.emohpay.com
EMOH Pay app — web app
EMOH Pay app — EMOH Pay mobile app
Net Position$38,184.61
Remaining to spend$552.71 · 44% left

How do I cancel?

Settings → Subscription → Cancel. You keep Pro until the period ends, then move to Free automatically.

Do I lose data if I downgrade?

Never. All data stays; bank sync simply pauses until you return to Pro.

Refunds?

Billing issues are handled quickly — contact support from the Help screen.

Quick answer

What should you know about pro subscription & billing?

Pro subscription & billing comes down to three habits: know what comes in, decide where it goes, and check in daily. EMOH Pay makes all three effortless — free expense tracking and budgets on phone and web, a Daily Money Digest each morning, and bank-grade AES-256 security throughout.

Key takeaways

Pro subscription & billing: the essentials

Make it shared

Money works better as a team sport — shared live numbers end the guesswork and the arguments.

Start free in minutes

You can start pro subscription & billing today at $0 — no card required, on iPhone, Android or the web.

Track first, judge later

The first win in pro subscription & billing is simply seeing where money goes. Tracking alone typically surfaces 10–15% of easy savings.

Keep it private & safe

AES-256 encryption, read-only bank connections and PIPEDA-grade privacy keep your data yours.

EMOH in real life

Real spending, really tracked

From the morning coffee to the monthly rent — Canadians log, tag and learn from every expense on EMOH Pay.

Smart expense tracking with EMOH Pay — logging cash spending at homeA couple creating custom budgets together with EMOH PayA couple tracking net worth together with EMOH Pay
Features

Everything you need for pro subscription & billing

Track Smart, Spend Smart! The complete toolkit, free to start:

PDF & Excel exports

Turn any month into a clean report you can share with a partner or accountant.

148 currencies

Automatic conversion for money that lives in more than one country.

Expense tracking

Log any expense in two taps — or let bank sync do it automatically. Every dollar gets a category.

Net worth

Assets minus debts, always current — watch the number that actually measures progress.

Daily Money Digest

One calm summary every morning: what you spent, what's left, what needs attention.

Family sharing

Everyone sees the same live numbers, each with their own login. Free forever.

How to start pro subscription & billing with EMOH Pay

Four small steps, five minutes total:

1Make your account — free, on phone or web
2Enter your income & accounts
3Set budgets — your digital envelopes
4Track smart, spend smart — EMOH digests daily

Create your free account

EMOH Pay budgets screen
Compare

EMOH Pay vs. the usual ways to handle pro subscription & billing

EMOH PaySpreadsheetTypical budgeting app
Free tierFree foreverFreeLimited trial
Paid tierEMOH Pro — $4.99/mo$10–15/mo
Expense tracking✔ Two taps or automaticManual entry
Budgets & overspend alerts✔ Built in✖ NoneVaries
Net worth tracking✔ LiveFormula gymnasticsOften paid add-on
Phone + web sync✔ Instant✖ ManualVaries
Family sharing✔ Free✖ Shared-file chaosOften paid add-on
GST/HST tracking✔ Automatic✖ Formula gymnastics✖ Rare
148 currencies✔ Automatic conversion✖ NoneLimited
Ask AI✔ Included✖ None✖ Rare
Daily Money Digest✔ Built in✖ NonePush spam
PDF & Excel exports✔ One tap✔ ManualVaries
Bank sync (Canada)✔ Plaid, read-only (Pro)✖ NoneUS-first, patchy

Everything above is free to start — and the full EMOH Pro upgrade is just $4.99/month, a third of what typical budgeting apps charge.

Problems, solved

Real pro subscription & billing problems we actually solve

“Tax time is chaos.”
The GST/HST tracker separates the tax on every expense automatically.
“Where does my money even go?”
The Daily Money Digest answers that every morning: what you spent, what's left, what needs attention.
“We keep fighting about money.”
Family Sharing puts everyone on the same live numbers — no screenshots, no blame.
“Budgets never stick for me.”
Gentle alerts before you overspend — not judgment after. Budgets that bend without breaking.
“My money lives in two countries.”
148 currencies with automatic conversion — one honest net worth, wherever your accounts are.
“I don't have time for spreadsheets.”
Two taps per expense, automatic reports, and bank sync on EMOH Pro. Five minutes a week is plenty.
Saving money with a plan
ShellTransportation-$30.20
StarbucksEating out-$10.20
ZaraShopping-$20.20
Real life

Pro subscription & billing that fits real life

Money habits only stick when they fit the life you already live. EMOH Pay was built for the checkout line, the kitchen-table conversation and the Sunday five-minute review — not for accountants. Two taps to log an expense, one glance to know where you stand.

Get started free See how it works
148 currencies supported
<2s page & app load time
AES-256 bank-grade encryption
$0 to start — iOS, Android & Web
Trust & privacy

Your money data, protected like a bank's

AES-256 encryption

The same encryption standard banks use, protecting your data at rest and in transit.

Read-only bank access

Bank connections run through Plaid and can only read transactions — never move money.

PIPEDA privacy by design

Built in Canada to Canadian privacy law. Your data is yours — never sold, ever.

Groceries$2,000
Shopping$2,000
Rent$1,200

Track Smart, Spend Smart!

Download EMOH Pay on the App StoreGet EMOH Pay on Google Play
Friends tracking life costs
Loved on both stores

Rated ★★★★★ by our users

★★★★★
App StoreLoved by iPhone users across Canada
Download EMOH Pay on the App Store
★★★★★
Google PlayLoved by Android users worldwide
Get EMOH Pay on Google Play
FAQ

Pro subscription & billing — frequently asked questions

What is the best way to get started with pro subscription & billing?

Start simple: create a free EMOH Pay account, enter your income and accounts, then set budgets for your top three spending categories. Most people are fully set up in about five minutes, and the Daily Money Digest keeps the habit going.

Is EMOH Pay free for pro subscription & billing?

Yes — EMOH Pay is free to start on iPhone, Android and the web. Budgeting, expense tracking and net worth are all included, which covers everything you need for pro subscription & billing. EMOH Pro adds bank sync via Plaid and advanced AI for just $4.99/month.

Do I need to connect my bank account?

No. Manual tracking is free forever and takes two taps per expense. If you want automatic imports, EMOH Pro connects Canadian banks securely through Plaid with read-only access.

Does EMOH Pay work on both phone and computer?

Yes. EMOH Pay has full apps for iPhone and Android plus a complete web app, and everything syncs instantly. Phone in your pocket, web app at your desk — the same live numbers everywhere.

Can I share my budget with my family?

Yes — Family Account Sharing is included free. Each member gets their own login while budgets and expenses stay shared in real time, which makes pro subscription & billing a team effort instead of a solo chore.

Is my financial data safe with EMOH Pay?

Yes. EMOH Pay uses AES-256 encryption, bank connections are read-only through Plaid, and the app is built to Canadian PIPEDA privacy standards. Your data is never sold.

Still stuck?

Message support from inside the app — real humans, quick replies.

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