Terms of Service
1. Introduction
Welcome to EMOH Pay! These Terms of Service govern your use of our platform and services. By accessing or using EMOH Pay, you agree to be bound by these terms. If you do not agree, please refrain from using our services.2. Services Provided
EMOH Pay is a financial management platform that helps users track expenses, create budgets, and manage their financial activities efficiently. The platform integrates with financial to provide real-time spending insights.3. User Eligibility & Account Responsibilities
- You must be at least 18 years old to use EMOH Pay.
- You are responsible for keeping your account secure and ensuring your login credentials are not shared with others.
- You agree that all information provided is accurate, complete, and up-to-date.
4. Acceptable Use Policy
By using EMOH Pay, you agree not to:- Engage in fraudulent activities or impersonate another person.
- Violate any local, national, or international laws.
- Use EMOH Pay for money laundering or illegal financial transactions.
5. Payment & Subscription Terms
- EMOH Pay is currently free to use; however, we may introduce premium features in the future.
- We do not process payments directly; all transactions are handled by linked banking institutions.
6. Data & Privacy Protection
- We use high-level encryption to protect your data.
- Your personal and financial information is never sold to third parties.
7. Service Availability & Limitations
- We strive for 99.9% uptime but do not guarantee uninterrupted service.
- We reserve the right to modify or discontinue services at any time.
8. Limitation of Liability
- EMOH Pay is not liable for any financial decisions you make based on our insights.
- We are not responsible for banking issues, incorrect transactions, or third-party service failures.
9. Termination & Suspension
- We reserve the right to suspend or terminate your account if you violate our Terms of Service.
- You may delete your account at any time from the app settings.
