Privacy Policy

1. Introduction

At EMOH Pay, we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and protect your personal data.

2. Information We Collect

We collect the following data:
  • Personal Information: Name, email, phone number.
  • Financial Data: Account balance, expenses (only if authorized by you).
  • Device Information: IP address, browser type, location (if permitted).
  • Usage Data: How you interact with our platform.

3. How We Use Your Information

We use your information to:
  • Provide personalized financial insights.
  • Improve our app experience and customer support.
  • Comply with legal and security requirements.

4. How We Protect Your Data

  • We use bank-grade encryption (AES-256) to protect user data.
  • Your banking credentials are never stored on our servers.
  • We follow GDPR and other regulatory guidelines for data privacy.

5. Third-Party Integrations

  • We use Plaid to securely connect your bank accounts.
  • Third-party services have their own privacy policies, and we encourage you to review them.

6. Data Retention & Deletion

  • Your data is stored only as long as necessary to provide services.
  • You may request data deletion at any time by contacting us.

7. Your Rights

As a user, you have the right to:
  • Access your data stored on EMOH Pay.
  • Request corrections to inaccurate information.
  • Withdraw consent for data processing.

8. Contact Information

For privacy-related inquiries: 📧 Email: info@emohpay.com